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Osnir's avatar

I have tried to save money several times, but unfortunately, I've never been very good at managing my finances. Whenever my expenses exceeded my income, I would end up withdrawing my savings to cover the costs. I remember you once told me that setting aside money for retirement is not about taking from what's left at the end of the month, but rather prioritizing this goal and including it in my budget. A budget is a plan for how we spend our income, not what's left of it. Unfortunately, I never put this lesson into practice. Today, I understand the importance of financial planning and I am seeking information to start investing in my future.

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